Melanie Guzman, CAEF, serves as the Executive Vice President of Factoring at nFusion Capital, where she spearheads the firm’s nationwide growth strategy and oversees an international portfolio management team. As a seasoned leader in commercial finance, Guzman is instrumental in structuring deals and onboarding new clients, all while fostering a culture of excellence and operational integrity. Her leadership style seamlessly integrates high-level strategic oversight with a dedicated, hands-on approach to mentoring the next generation of analysts and portfolio managers. By cultivating robust referral networks and long-term client partnerships, she has helped establish a solid foundation for nFusion Capital’s continued expansion in the factoring sector.

With close to 20 years of industry experience, Guzman has built a reputation for optimizing portfolio performance and mitigating credit risk through proactive, high-touch relationship management. Her deep expertise in partnering with clients on their unique growth journeys has made her an invaluable asset to both her colleagues and the business owners and leaders she serves. This commitment to the field was recognized with the prestigious 2024 40 Under 40 Award from the Secured Finance Network (SFNet), and she was featured in The Secured Lender’s 2026 Women in Secured Finance issue and featured in its “Next Generation of Female Leadership” article.

Guzman’s career trajectory in financial services has been marked by consistent high performance and steady advancement. Before joining the executive team at nFusion Capital, she held key operations and portfolio management roles at Amerisource Business Capital. She holds the Certified Account Executive in Factoring (CAEF) designation from the International Factoring Association, which underscores her mastery of factoring best practices and her leadership in the profession.

In addition, she is an active member of SFNet and the International Factoring Association. Outside the office, she enjoys being active with Pilates and bike riding. She is also an avid reader and book club devotee.